Interest Rates
Interest Rate and Tenure of Loan Products
| SN | Credit Types | Interest Rate | Subsidy | Interest after Subsidy | Grace Period | Principal Payment | Interest Payment | Tenure |
|---|---|---|---|---|---|---|---|---|
| 1 | Concessional credit | 1.5% | - | 1.5% | - | Quarterly | Monthly | 33 Months |
| 2 | Livelihood Restoration Credit Program (with support of ADB) | 2% | - | 2% | 6 Months | Quarterly | Monthly | 3 Years |
| 3 | Agriculture Loan | 5% | - | 5% | - | Quarterly | Monthly | 3 Years |
| 4 | Rural Self Reliance Credit (RSRC) | 6% | 1.2% | 4.8% | - | Quarterly | Monthly | |
| 5 | Rural Enterprise Financing Project Credit | 6.5% | - | 6.5% | 2 Years | Quarterly | Monthly | 7 Years |
| 6 | Resurgence credit | 11.25% | - | 11.25% | - | Half-yearly | Monthly | 1 Year |
| 7 | Renewable Energy Loan | 11% | - | 11% | 6 Months | Quarterly | Monthly | 3 Years |
| 8 | Credit for milk/meat production | 9% | 4% | 5% | 6 Months | Quarterly | Monthly | 3 Years |
| 9 | Vegetable Farming | 9% | 4% | 5% | - | Quarterly | Monthly | 3 Years |
| 10 | Tea Loan | 9% | - | - | 1 Year | Half-yearly |
Monthly | 6 Years |
| 11 | Microfinance Wholesale Credit Loan | 12% | - | 12% | 3 Months | Quarterly | Monthly | 33 Months |
| 12 | Sunulo Bhabishya Karja | 12% | - | 12% | 3 Months | Quarterly | Monthly | 33 Months |
| 13 | Microfinance Promotion Loan (MFI) | 12.90% | - | 12.90% | - | Quarterly | Quarterly | 2-5 years |
| 14 | Microfinance Loan (MFI) | 12.90% | - | 12.90% | - | Quarterly | Quarterly | 2-5 years |
| 15 | Seed Fund Load (MFI & COOP) | 2% | - | 2% | - | Quarterly | Quarterly | 2-5 years |
| 16 | Bridge Loan (MFI) | 12.90% | - | 12.90% | - | Quarterly | Quarterly | 2-5 years |
| Bridge Loan (COOP) | 13% | - | 13% | - | Quarterly | Quarterly | 2-5 years | |
| 17 | Concessional Special Loan (MFI) | 12.9% | - | 12.9% | - | Quarterly | Quarterly | 2-5 years |
| Concessional Special Loan (COOP) | 13% | - | 13% | - | Quarterly | Quarterly | 2-5 years | |
| 18 | Concessional Covid-19 Loan (MFI) | 12.90% | - | 12.90% | - | Quarterly | Quarterly | 2-5 years |
| Concessional Covid-19 Loan (COOP) | 13% | - | 13% | - | Quarterly | Quarterly | 2-5 years | |
| 19 | Microenterprise Loan (COOP) | 13% | - | 13% | - | Quarterly | Quarterly | 2-5 years |
| 20 | Agriculture Loan (MFI) | 12.90% | - | 12.90% | - | Quarterly | Quarterly | 2-5 years |
| Agriculture Loan (COOP) | 13% | - | 13% | - | Quarterly | Quarterly | 2-5 years | |
| 21 | Livestock and Poultry Loan (MFI) | 12.90% | - | 12.90% | - | Quarterly | Quarterly | 2-5 years |
| Livestock and Poultry Loan (COOP) | 13% | - | 13% | - | Quarterly | Quarterly | 2-5 years |
| SN | Saving Types | Net Interest Rate (%) | Interest Rate Applied Date |
|---|---|---|---|
| 1 | Liquidity saving | 6.5 % | 2080/05/01 |
| 2 | Institutional saving | 6.5 % | 2080/05/01 |
Base Rates Of Ashar 2080 5.42 %
