Interest Rates

Interest Rate and Tenure of Loan Products  

SN Credit Types Interest Rate Subsidy Interest after Subsidy Grace Period Principal Payment Interest Payment Tenure
1 Concessional credit 1.5% - 1.5% - Quarterly Monthly 33 Months
2 Livelihood Restoration Credit Program (with support of ADB) 2% - 2% 6 Months Quarterly Monthly 3 Years
3 Agriculture Loan 5% - 5% - Quarterly Monthly 3 Years
4 Rural Self Reliance Credit (RSRC) 6% 1.2% 4.8% - Quarterly Monthly
5 Rural Enterprise Financing Project Credit 6.5% - 6.5% 2 Years Quarterly Monthly 7 Years
6 Resurgence credit 11.25% - 11.25% - Half-yearly Monthly 1 Year
7 Renewable Energy Loan 11% - 11% 6 Months Quarterly Monthly 3 Years
8 Credit for milk/meat production 9% 4% 5% 6 Months Quarterly Monthly 3 Years
9 Vegetable Farming 9% 4% 5% - Quarterly Monthly 3 Years
10 Tea Loan 9% - - 1 Year Half-yearly
Monthly 6 Years
11 Microfinance Wholesale Credit Loan 12% - 12% 3 Months Quarterly Monthly 33 Months
12 Sunulo Bhabishya Karja 12% - 12% 3 Months Quarterly Monthly 33 Months
13 Microfinance Promotion Loan (MFI) 12.90% - 12.90% - Quarterly Quarterly 2-5 years
14 Microfinance Loan (MFI) 12.90% - 12.90% - Quarterly Quarterly 2-5 years
15 Seed Fund Load (MFI & COOP) 2% - 2% - Quarterly Quarterly 2-5 years
16 Bridge Loan (MFI) 12.90% - 12.90% - Quarterly Quarterly 2-5 years
Bridge Loan (COOP) 13% - 13% - Quarterly Quarterly 2-5 years
17 Concessional Special Loan (MFI) 12.9% - 12.9% - Quarterly Quarterly 2-5 years
Concessional Special Loan (COOP) 13% - 13% - Quarterly Quarterly 2-5 years
18 Concessional Covid-19 Loan (MFI) 12.90% - 12.90% - Quarterly Quarterly 2-5 years
Concessional Covid-19 Loan (COOP) 13% - 13% - Quarterly Quarterly 2-5 years
19 Microenterprise Loan (COOP) 13% - 13% - Quarterly Quarterly 2-5 years
20 Agriculture Loan (MFI) 12.90% - 12.90% - Quarterly Quarterly 2-5 years
Agriculture Loan (COOP) 13% - 13% - Quarterly Quarterly 2-5 years
21 Livestock and Poultry Loan (MFI) 12.90% - 12.90% - Quarterly Quarterly 2-5 years
Livestock and Poultry Loan (COOP) 13% - 13% - Quarterly Quarterly 2-5 years
  Savings Interest Rates
SN Saving Types Net Interest Rate (%) Interest Rate Applied Date
1  Liquidity saving  6.5 % 2080/05/01
2 Institutional saving  6.5 %  2080/05/01
Base Rates Of Ashar 2080 5.42 %